Under the Combined Service Annuity (CSA) provisions, various Minnesota public pension plans work together so all of your service is used for benefit eligibility.
How Combined Service Works
When you switch Minnesota public pension plans, your contributions and service credit are NOT transferred into the new plan. The contributions and service will remain in the plan where it was earned. We calculate a combined service benefit by using your service with each of the covered plans. Each plan uses its own formula to calculate your retirement benefit. All plans involved will use the same highest average salary to calculate each monthly benefit, and you will receive a benefit payment from each retirement plan.
Note: If you have service with another Minnesota public pension plan and are considering a refund, contact PERA’s member service center for retirement estimates before you submit an application for refund.
Minnesota plans covered under CSA provisions:
Public Employees Retirement Association (PERA)
Minnesota State Retirement System (MSRS)
Teachers Retirement Association (TRA)
St Paul Teachers Retirement Fund Association (SPTRFA)
