Taxes & 1099Rs

You can access myPERA to download your Form 1099-R by January 2nd each year. Your 1099-R will also be mailed to you by the end of January. If you do not receive your paper 1099-R by the middle of February, please contact PERA to issue a duplicate copy.

After you file your taxes for the year, you may discover you need to adjust your tax withholding. You may change your taxes at any time on myPERA or by sending PERA an updated Form W-4P to change your federal tax withholding and Form W-4MNP to change your Minnesota state tax withholding.

If you move out of Minnesota to permanently reside in another state, an address change alone will not stop Minnesota state tax withholding. You must make the change in myPERA or with the W-4MNP.

If you receive certain pension pay or survivor benefits for public service, you may be able to reduce your taxable income. Recipients or survivors may qualify for a subtraction if all of these apply:

• They earned public pension income.
• They did not earn credit toward Social Security benefits on this income.
• They are ineligible to receive Social Security benefits for the same service.

Generally, this impacts Basic, Minneapolis Employee Retirement Fund (MERF), and Police & Fire benefit recipients.

The subtraction amount and income thresholds will be adjusted annually. To learn more about eligibility and the subtraction, visit the Minnesota Department of Revenue's Qualified Public Pension Subtraction page.

PERA cannot provide advice or assistance. Consult a tax professional if you have any questions. 

Several agencies offer tax assistance:

• Internal Revenue Service (IRS): Phone 1-800-829-1040
• Minnesota Department of Revenue: Phone 1-800-657-3694
• American Association of Retired Persons (AARP): Phone 1-888-227-7669
• Prepare + Prosper: Phone 651-287-0187
• Volunteer Income Tax Assistance (VITA): Phone 1-800-906-9887